Smorgasbord Posts from Your Archives #Family and #Friends – Financial Lessons from my Father by Sharon Marchisello

Welcome to the new posts from your archives with a theme of family and friends. Very important as our support system at the moment as many of us are isolated and out of physical touch. If you would like details on how to participate here is the link: Posts from Your Archives April 2020 Family and Friends

This week author Sharon Marchisello remembers her father’s lessons about financial well-being as she grew up.

My father is long gone, but the financial lessons he bestowed have never left me. As Fathers Day approaches, I reflect on those principles:

Get a good education so you can take care of yourself, just in case.

When I was growing up, the assumption was that if a girl even went to college, the purpose was to find a good husband to support her. But my father expected me to learn how to do something that would pay me enough money to live on. My father’s parents were divorced when he was young, and he watched his own mother struggle to make ends meet. Going to college was out of the question for him, so he joined the Air Force and went later, on the G.I. bill. Both my parents insisted that their children would go to college, and they saved all their married lives to make that happen.

Hang onto your silver dollars.

I took up coin collecting as a child, but coins took a backseat to boys when I became a teenager. In my collection, there were 22 silver dollars from the early twentieth century. My father told me these belonged in the bank for safekeeping. Next thing I knew, my silver coins disappeared, and my father deposited $22.00 into my savings account. Soon afterward, he took over the rest of my neglected coin collection. I often ridiculed my father for depositing my silver dollars in the bank, receiving only face value. However, when he died, I inherited my coin collection back from him, and every one of my silver dollars was still there. And by then, they were worth much more than $22.00. I guess he was afraid I was going to spend them, so he hid them away.

No matter how much you have, give something back. Share.

There is always someone worse off than you. There are countless charities doing good work with not enough resources. My father was active in Kiwanis and Boy Scouts, especially after retirement. I’ve always had a soft spot for animals, so I support many animal charities. Now that I’m retired, I devote much of my time to the Fayette Humane Society, where I serve on the all-volunteer Board of Directors. And charitable donations, as well as expenses incurred doing volunteer work for a qualified charity, are tax deductible!

How did your father shape your attitudes toward money? I would love to hear your comments.
 

© Sharon Marchisello

Sharon Marchisello recently released her new crime mystery novel Secrets of the Galapagos…

About the book

Shattered by a broken engagement and a business venture derailed by Jerome Haddad, her unscrupulous partner, Giovanna Rogers goes on a luxury Galapagos cruise with her grandmother to decompress.

At least that’s what her grandmother thinks. Giovanna is determined to make Jerome pay for what he’s done, and she has a tip he’s headed for the Galapagos.

While snorkeling in Gardner Bay off the coast of Española Island, Giovanna and another cruise passenger, tortoise researcher Laurel Pardo, both become separated from the group and Laurel is left behind. No one on the ship will acknowledge Laurel is missing, and Giovanna suspects a cover-up.

When the police come on board to investigate a death, Giovanna is sure the victim is Laurel. She’s anxious to give her testimony to the attractive local detective assigned to the case. Instead, she learns someone else is dead, and she’s a person of interest.

Resolved to keep searching for Laurel and make sense of her disappearance, Giovanna finds that several people on board the cruise ship have reasons to want Laurel gone. One is a scam involving Tio Armando, the famous Galapagos giant tortoise and a major tourist attraction in the archipelago. And Jerome Haddad has a hand in it. Thinking she’s the cat in this game, Giovanna gets too involved and becomes the mouse, putting her life in jeopardy. But if she doesn’t stop him, Jerome will go on to ruin others.

One of the recent reviews for the book.

Robbie Cheadle 4.0 out of 5 stars Fast paced and entertaining  Reviewed in the United States on March 21, 2020

This is an entertaining murder mystery with a large dollop of romance. The story is set on a cruise ship which is travelling around the idyllic islands of the Galapogos. The author weaves some lovely and interesting information about these island, the conservation programmes they have in place as well as the amazing wildlife that is found there, into the story which I really enjoyed.

Giovanna has recently had some bad experiences. She lost all the money raised from investors to build her dream non-profit veterinary clinic to a clever con artist and, as a result, her fiancee and business partner, Tim, has broken off their engagement. To make matters even worse, her best friend, Connie, is married to the conman, and helped entice her into his trap. Giovanna’s youthful looking grandmother, Michelle, talks her into going on a cruise to help her recover from these losses and move on with her life. Giavanna decides on the Galapagos as a destination because she has learned, via Facebook, that this is where Connie and the conman have gone and she hopes to somehow get an opportunity to confront him and get the stolen money back.

Giovanna is in for some more hard knocks. While snorkeling with her new friend, Laurel, the pair get separated from the group and Giovanna is nearly left behind by the boat. Laurel disappears and no-one will acknowledge it except for Michelle and a few other guests who notice she is missing. Other unusual things are also happening on board the ship: Michelle gets hit over the head in the ship’s library, a memory stick with photographs of animals on it belonging to Laurel goes missing and one of the guides turns up dead in the swimming pool. Giavanna is determined to get to the bottom of it all and also to confront the conman if the opportunity presents itself.

Into this whole mix enters a gorgeous local policeman, Victor, who is investigating the murder, the disappearance of Laurel and who is interested in Giavanna.

This is a fast paced book with lots of action and some romance. I found it a bit hard to follow in a few parts because there was just so much happening and so many different sub-plots but on the whole this is an entertaining and interesting read.

Buy the book: Amazon US

And: Amazon UK

Other books by Sharon Marchisello

Read the reviews and buy the book: Amazon US

and: Amazon UK

Read other reviews and follow Sharon: Goodreads

About Sharon Marchisello

Sharon Marchisello is the author of two mysteries published by Sunbury Press, Going Home (2014) and Secrets of the Galapagos (2019). She is an active member of Sisters in Crime.

She contributed short stories to anthologies Shhhh…Murder! (Darkhouse Books, 2018) and Finally Home (Bienvenue Press, 2019). Her personal finance book Live Well, Grow Wealth was originally published as Live Cheaply, Be Happy, Grow Wealthy, an e-book on Smashwords. Sharon has published travel articles, book reviews, and corporate training manuals, and she writes a personal finance blog called Countdown to Financial Fitness.

She grew up in Tyler, Texas, and earned her Bachelor of Arts from the University of Houston in French and English. She studied for a year in Tours, France, on a Rotary scholarship and then moved to Los Angeles to pursue her Masters in Professional Writing at the University of Southern California.

Retired from a 27-year career with Delta Air Lines, she lives in Peachtree City, Georgia, doing volunteer work for the Fayette Humane Society and the Fayette County Master Gardeners UGA Extension.

Connect to Sharon

Blogspot: Sharon Blogspot
Blog WordPress: Sharon Marchisello
Facebook: S.L Marchisello
Facebook: Live Cheaply Be Happy
Twitter: @SLMarchisello

My thanks to Sharon for sharing this post and I hope you will head over to browse her archives where you will find some excellent posts on finances. Thanks Sally

24 thoughts on “Smorgasbord Posts from Your Archives #Family and #Friends – Financial Lessons from my Father by Sharon Marchisello

  1. Sharon was blessed to have 2 parents who taught her about money. I didn’t get any money advice from my parents, but I learned a lot by observing. I learned by watching my mother to her downfall when the moneytrain disappeared. That’s enough to scare some sense into one 🙂 ❤

    Liked by 2 people

  2. Your father sounds like a wise man, Sharon. I especially like his advice about giving back to society. I feel like we all have a responsibility to chip in and do our part. Retirement has allowed this for me.
    My parents were conservative and frugal with their money, which was a good lesson. I worry about young people who don’t develop a strong work ethic and have expensive things given to them.

    Liked by 2 people

  3. Sharon, I learned the same lesson from my father in Switzerland. Both my parents came from poor backgrounds but did well later on. I remember when I got my first pocket money as a child. Together with the money my father gave me a small empty blue booklet. He drew a line down the middle of the first page and entered titles, on the left “Income” and on the right “Expenses.” It was my very first accounting lesson and I’ve never forgotten it!

    Liked by 2 people

  4. Pingback: Smorgasbord Blog Magazine – Weekly Round Up – April 19th – April25th 2020 – Bond Themes, #Waterford History, Royal Navy WWII, Letters from America, Poetry, Book Reviews and Guests. | Smorgasbord Blog Magazine

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