Smorgasbord Posts from Your Archives #Family and #Friends – Financial Lessons from my Father by Sharon Marchisello


Welcome to the new posts from your archives with a theme of family and friends. Very important as our support system at the moment as many of us are isolated and out of physical touch. If you would like details on how to participate here is the link: Posts from Your Archives April 2020 Family and Friends

This week author Sharon Marchisello remembers her father’s lessons about financial well-being as she grew up.

My father is long gone, but the financial lessons he bestowed have never left me. As Fathers Day approaches, I reflect on those principles:

Get a good education so you can take care of yourself, just in case.

When I was growing up, the assumption was that if a girl even went to college, the purpose was to find a good husband to support her. But my father expected me to learn how to do something that would pay me enough money to live on. My father’s parents were divorced when he was young, and he watched his own mother struggle to make ends meet. Going to college was out of the question for him, so he joined the Air Force and went later, on the G.I. bill. Both my parents insisted that their children would go to college, and they saved all their married lives to make that happen.

Hang onto your silver dollars.

I took up coin collecting as a child, but coins took a backseat to boys when I became a teenager. In my collection, there were 22 silver dollars from the early twentieth century. My father told me these belonged in the bank for safekeeping. Next thing I knew, my silver coins disappeared, and my father deposited $22.00 into my savings account. Soon afterward, he took over the rest of my neglected coin collection. I often ridiculed my father for depositing my silver dollars in the bank, receiving only face value. However, when he died, I inherited my coin collection back from him, and every one of my silver dollars was still there. And by then, they were worth much more than $22.00. I guess he was afraid I was going to spend them, so he hid them away.

No matter how much you have, give something back. Share.

There is always someone worse off than you. There are countless charities doing good work with not enough resources. My father was active in Kiwanis and Boy Scouts, especially after retirement. I’ve always had a soft spot for animals, so I support many animal charities. Now that I’m retired, I devote much of my time to the Fayette Humane Society, where I serve on the all-volunteer Board of Directors. And charitable donations, as well as expenses incurred doing volunteer work for a qualified charity, are tax deductible!

How did your father shape your attitudes toward money? I would love to hear your comments.
 

© Sharon Marchisello

Sharon Marchisello recently released her new crime mystery novel Secrets of the Galapagos…

About the book

Shattered by a broken engagement and a business venture derailed by Jerome Haddad, her unscrupulous partner, Giovanna Rogers goes on a luxury Galapagos cruise with her grandmother to decompress.

At least that’s what her grandmother thinks. Giovanna is determined to make Jerome pay for what he’s done, and she has a tip he’s headed for the Galapagos.

While snorkeling in Gardner Bay off the coast of Española Island, Giovanna and another cruise passenger, tortoise researcher Laurel Pardo, both become separated from the group and Laurel is left behind. No one on the ship will acknowledge Laurel is missing, and Giovanna suspects a cover-up.

When the police come on board to investigate a death, Giovanna is sure the victim is Laurel. She’s anxious to give her testimony to the attractive local detective assigned to the case. Instead, she learns someone else is dead, and she’s a person of interest.

Resolved to keep searching for Laurel and make sense of her disappearance, Giovanna finds that several people on board the cruise ship have reasons to want Laurel gone. One is a scam involving Tio Armando, the famous Galapagos giant tortoise and a major tourist attraction in the archipelago. And Jerome Haddad has a hand in it. Thinking she’s the cat in this game, Giovanna gets too involved and becomes the mouse, putting her life in jeopardy. But if she doesn’t stop him, Jerome will go on to ruin others.

One of the recent reviews for the book.

Robbie Cheadle 4.0 out of 5 stars Fast paced and entertaining  Reviewed in the United States on March 21, 2020

This is an entertaining murder mystery with a large dollop of romance. The story is set on a cruise ship which is travelling around the idyllic islands of the Galapogos. The author weaves some lovely and interesting information about these island, the conservation programmes they have in place as well as the amazing wildlife that is found there, into the story which I really enjoyed.

Giovanna has recently had some bad experiences. She lost all the money raised from investors to build her dream non-profit veterinary clinic to a clever con artist and, as a result, her fiancee and business partner, Tim, has broken off their engagement. To make matters even worse, her best friend, Connie, is married to the conman, and helped entice her into his trap. Giovanna’s youthful looking grandmother, Michelle, talks her into going on a cruise to help her recover from these losses and move on with her life. Giavanna decides on the Galapagos as a destination because she has learned, via Facebook, that this is where Connie and the conman have gone and she hopes to somehow get an opportunity to confront him and get the stolen money back.

Giovanna is in for some more hard knocks. While snorkeling with her new friend, Laurel, the pair get separated from the group and Giovanna is nearly left behind by the boat. Laurel disappears and no-one will acknowledge it except for Michelle and a few other guests who notice she is missing. Other unusual things are also happening on board the ship: Michelle gets hit over the head in the ship’s library, a memory stick with photographs of animals on it belonging to Laurel goes missing and one of the guides turns up dead in the swimming pool. Giavanna is determined to get to the bottom of it all and also to confront the conman if the opportunity presents itself.

Into this whole mix enters a gorgeous local policeman, Victor, who is investigating the murder, the disappearance of Laurel and who is interested in Giavanna.

This is a fast paced book with lots of action and some romance. I found it a bit hard to follow in a few parts because there was just so much happening and so many different sub-plots but on the whole this is an entertaining and interesting read.

Buy the book: Amazon US

And: Amazon UK

Other books by Sharon Marchisello

Read the reviews and buy the book: Amazon US

and: Amazon UK

Read other reviews and follow Sharon: Goodreads

About Sharon Marchisello

Sharon Marchisello is the author of two mysteries published by Sunbury Press, Going Home (2014) and Secrets of the Galapagos (2019). She is an active member of Sisters in Crime.

She contributed short stories to anthologies Shhhh…Murder! (Darkhouse Books, 2018) and Finally Home (Bienvenue Press, 2019). Her personal finance book Live Well, Grow Wealth was originally published as Live Cheaply, Be Happy, Grow Wealthy, an e-book on Smashwords. Sharon has published travel articles, book reviews, and corporate training manuals, and she writes a personal finance blog called Countdown to Financial Fitness.

She grew up in Tyler, Texas, and earned her Bachelor of Arts from the University of Houston in French and English. She studied for a year in Tours, France, on a Rotary scholarship and then moved to Los Angeles to pursue her Masters in Professional Writing at the University of Southern California.

Retired from a 27-year career with Delta Air Lines, she lives in Peachtree City, Georgia, doing volunteer work for the Fayette Humane Society and the Fayette County Master Gardeners UGA Extension.

Connect to Sharon

Blogspot: Sharon Blogspot
Blog WordPress: Sharon Marchisello
Facebook: S.L Marchisello
Facebook: Live Cheaply Be Happy
Twitter: @SLMarchisello

My thanks to Sharon for sharing this post and I hope you will head over to browse her archives where you will find some excellent posts on finances. Thanks Sally

Smorgasbord Blogger Daily Saturday September 14th 2019 – John W. Howell, D.G Kaye with James J. Cudney and Sharon Marchisello


This series is an opportunity to showcase posts from around our community and the brilliant bloggers who share with us. It would be amazing if you would follow the links to the post I have highlighted and whilst visiting follow and support the blogger.

The first blogger who has a wonderful archive of entertaining and interesting posts is author John W. Howell.. and this post is not as is usually the case about his own dogs.. but in response to a prompt by Keith Channing

The prompt photo is wonderful and here is part of John’s response and I hope you will head over to read the rest.

Kreative Kue #228

The Big Sleep by John W. Howell © 2019

“Harold.”

“Huh, what?”

“I hear a noise.”

“Come on, Blanch. You know I have to get up early and go chase those stupid chickens.”

“I’m serious. There is someone in the house.”

“Every time you do this. I get up and go searching, and it is always the same.”

“This time, it will be different. I thought I heard something in the other room.”

“I’m wide awake now, and I don’t hear anything.”

“Just a minute, and you will.”

“Still nothing.”

“If it is someone, what would you have me do?”

Please head over and read the whole story: https://johnwhowell.com/2019/09/10/tuesday-anything-possible-kreative-kue-228-by-keith-channing/

John Howell, Buy: http://www.amazon.com/John-W.-Howell/e/B00HMRWO6CGoodread: John Howell Goodreads Blog: https://johnwhowell.com/

The next author with a brand new series this week is D.G. Kaye, Debby Gies with Q & A with D.G. Kaye, Promote your Book.. and her first guest is James J. Cudney who is showcasing his upcoming release.

D.G, Kaye Book Promotions

Welcome to the first author interview in my new author interview series: –Q and A with D.G, Kaye and Promote Your Book.

I’m thrilled to introduce my first guest, author James J. Cudney IV to this series. Jay is going to share a bit about himself and his writing, as well as an excerpt for his newest release – Haunted Ghost House, Book 5 in his Braxton Campus Mysteries.

James J. Cudney IV

About the Author

James is my given name, but most folks call me Jay. I live in New York City, grew up on Long Island, and graduated from Moravian College. I spent fifteen years building a technology career in the retail, sports, media, and entertainment industries. I enjoyed my job, but a passion for books and stories had been missing for far too long. I’m a voracious reader in my favorite genres (thriller, suspense, contemporary, mystery, and historical fiction), as books transport me to a different world where I can immerse myself in so many fantastic cultures and places. I’m an avid genealogist who hopes to visit all the German, Scottish, Irish, and British villages my ancestors emigrated from in the 18th and 19th centuries.

Writing has been a part of my life as much as my heart, my mind, and my body. I decided to pursue my passion by dusting off the creativity inside my head and drafting outlines for several novels. I quickly realized I was back in my element growing happier and more excited with life each day. My goal in writing is to connect with readers who want to be part of great stories and who enjoy interacting with authors. To get a strong picture of who I am, check out my author website or my blog. It’s full of humor and eccentricity, sharing connections with everyone I follow—all in the hope of building a network of friends across the world.

When I completed the first book, Watching Glass Shatter, I knew I’d stumbled upon my passion again, suddenly dreaming up characters, plots, and settings all day long. I chose my second novel, Father Figure, through a poll on my blog where I let everyone vote for their favorite plot and character summaries. It is with my third book, Academic Curveball, the first in the Braxton Campus Mysteries, where I immersed myself in a college campus full of so much activity, I could hardly stop thinking about new murder scenes or character relationships to finish writing the current story. I can’t believe I’m already writing the sixth book in this series. Come join in the fun…

Head over and discover more about James, his series and read an excerpt from his next book due in October that is currently on pre-order on Amazon: https://dgkayewriter.com/new-series-q-and-a-with-d-g-kaye-and-promote-your-book-featuring-james-j-cudney

D. G. Kaye – Buy: http://www.amazon.com/D.G.-Kaye/e/B00HE028FO
Blog: http://www.dgkayewriter.com Goodreads: D.G. Kaye on Goodreads

Catch up with Debby’s monthly Travel Column here on Smorgasbord: https://smorgasbordinvitation.wordpress.com/the-travel-column-with-d-g-kaye/

The next blogger is financial expert and author Sharon Marchisello. Whilst the children may be back at school, many of us choose this time of year to travel off peak. Even though you will generally save money on fares (if they are not on strike) and hotels, it can be the incidentals that eat into your spending money. In this post Sharon shares the key to getting the most out of the tourist information available and ensuring it is official and factual rather than ‘unofficial’.

Countdown to Financial Fitness: Trusting Tourist Information – Sharon Marchisello

Whenever you travel to a new city, the Tourist Information Office is usually your best
friend. Cheerful representatives hand out free maps, make recommendations about what to see and do during your stay, and answer questions about attractions, hotels, tours, and local transportation.

But be sure you’re visiting the official tourist information office, not just a vendor who provides “tourist information.”

On our recent cruise to Iceland, we had a stop in Akureyri, Iceland’s second-largest city, located on the northern side of the island. The onboard port lecturer told us that all the city buses in Akureyri were free, and he encouraged us to use them.

When we got off the ship, the first building we saw displayed a big sign saying, “TOURIST INFORMATION.” We went inside. It was basically a souvenir shop, but they also had an information desk and free city maps. We asked the woman at the desk where we could catch the free public bus.

She made a face. “I have no idea where it stops; I never take the bus. Tourists shouldn’t ride it. You’ll get lost.” She was selling tickets for the Hop On, Hop Off bus for $25 each.

In many cities, the Hop On, Hop Off (HOHO) bus delivers good value. Sometimes, not so much. It depends on how long you’ll stay in the city, what you plan to see, and how close the major attractions are to one another.

Head over and read the entire post and make sure you find the right source of tourist information: https://sharonmarchisello.blogspot.com/2019/08/countdown-to-financial-fitness-trusting.html

Sharon Marchisello, Buy: https://www.amazon.com/Sharon-Marchisello/e/B00NH6N4WK/
Blog  https://sharonmarchisello.blogspot.com Goodreads: https://www.goodreads.com/author/show/4297807.Sharon_Marchisello

Thank you for dropping in today and I hope that you will head over and enjoy the posts in full, and if you are not already following the blogs, that you will do so now. thanks Sally.